Open Online Now

Open an account online in under 3 minutes
with as little as $100!

Apply Online

Ready to apply?

Open your account online in 3 minutes or less

3 minutes of your time

You'll need:

$100 or more to open

Fund via debit card, prepaid card, or transfer from your existing bank account

Open Online Now
Computer or mobile device

You can apply from anywhere, at any time

*required to submit

Not ready yet?

Leave your email address
and we'll reach out to you later!

Plus, No Monthly Fees

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Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Have a question? We're here to help. Chat with us online, or reach us by phone or email.

Customer Support

Customer Support headset
Open Online Now

Open an account online in under 3 minutes
with as little as $100!

Apply Online

LendingClub blocks logo

You could earn 0.85% APY1 


Free unlimited external transfers

LendingClub Bank

Check = Yes
Check = Yes
Check = Yes

Voted Best Bank or Credit Union for
Online Experience of 2021 by Nerdwallet for our mobile banking app, unlimited
ATM fee rebates, interest earning
potential, and cash back offering


You could earn 0.85% APY1 


Voted Best Bank or Credit Union for Online Experience of 2021 by Nerdwallet for our mobile banking app, unlimited ATM fee rebates, interest earning potential, and
cash back offering



Receive a free ATM card with your savings account, allowing you to access your money quickly and easily

Check = Yes

The national average savings account earns 0.06% APY2


Most big banks do not offer these award-winning features


Other banks charge a fee and have
limitations for external transfers

Other Banks

X = No mark
X = No mark
X = No mark

Most banks do not offer an ATM card with their savings account

X = No mark

Most banks do not offer an ATM card with
their savings account

Why switch to LendingClub?

ATM card

FDIC Insurance

Your deposits are FDIC-insured up to the maximum amount allowed — $250,000 per depositor for each ownership category.

Interest-Earning

Percent Sign

Interest-Earning

Earn 14X the national average with 0.85% APY on your entire balance.1, 2

Free ATM Card

Access your money with a free ATM card.

Earn 14X the national average with 0.85% APY on your entire balance.1, 2

Our Customer Service is available by your channel of choice: chat, phone or email.

Customer Support

Free ATM Card

Access your money with a free ATM card.

Customer Service headset
Financial Institution

Customer Support

Our Customer Service is available by your channel of choice: chat, phone or email.

FDIC Insurance

Your deposits are FDIC-insured up to the maximum amount allowed — $250,000 per depositor for each ownership category.


Mobile check deposit
Grow your savings balance 

Finance tools made for you
Manage your finances with our personal financial tools

24/7 Access 
Have access to your account virtually anytime, anywhere 


Available for iOS and AndroidTM

Start saving anytime, anywhere

A full-service bank at your fingertips3

LendingClub Mobile App

Start saving anytime, anywhere

A full-service bank at your fingertips3

Available for iOS and AndroidTM

Radius is now a part of LendingClub. All banking products provided by LendingClub Bank, N.A.
Copyright © 2022 LendingClub Bank, N.A. All Rights Reserved. Member FDIC. Equal Housing Lender.

High-Yield Savings has no monthly maintenance fee, no minimum balance requirement after $100.00 to open the account, and is FDIC-insured up to the maximum allowed. Annual Percentage Yield (APY) accurate as of 05/16/2022. Rate tiers are as follows: 0.85% applies to balances of $0.01-$9.99; 0.85% applies to the entire balance on balances of $10.00-$2,499.99; 0.85% applies to the entire balance on balances of $2,500.00-$24,999.99 and 0.85% applies to the entire balance on balances of $25,000.00 or more. Rates are variable and may change at any time after the account is opened without notice. Rates are determined in the sole discretion of the Bank. Fees may reduce earnings.Annual Percentage Yield (APY) accurate as of 05/16/2022.  3] Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

“LendingClub” and the “LC” are trademarks of LendingClub Bank, a wholly-owned subsidiary of LendingClub Corporation.

LendingClub” and the “LC” are trademarks of LendingClub Bank, a wholly-owned subsidiary of LendingClub Corporation.

Member FDIC
Equal Housing Lender
LendingClub Bank
Check Mark = Yes
Check Mark = Yes
Check Mark = Yes
LendingClub Mobile App
Security shield
Financial Institution
Customer Support Headset

0.85

APY1

Nerdwallet Best-Of Awards 2021: Best Bank or Credit Union for Online Experience

EARN UNLIMITED

Open Online Now

with High-Yield Savings

LendingClub Mobile App

Mobile check deposit
Grow your savings balance 

Finance tools made for you
Manage your finances with our personal financial tools

24/7 Access 
Have access to your account virtually anytime, anywhere 

%