Open an account online in under 3 minutes
with as little as $100!
Apply Online
Ready to apply?
Open your account online in 3 minutes or less
3 minutes of your time
You'll need:
$100 or more to open
Fund via debit card, prepaid card, or transfer from your existing bank account
Computer or mobile device
You can apply from anywhere, at any time
*required to submit
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Leave your email address
and we'll reach out to you later!
Plus, No Monthly Fees
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We're here to help. Chat with us online, or reach us by phone or email.
Customer Support
Open an account online in under 3 minutes
with as little as $100!
Apply Online
You could earn 0.60% APY1
Free unlimited external transfers
LendingClub Bank
Voted Best Bank or Credit Union for
Online Experience of 2021 by Nerdwallet for our mobile banking app, unlimited
ATM fee rebates, interest earning
potential, and cash back offering
You could earn 0.60% APY1
Voted Best Bank or Credit Union for Online Experience of 2021 by Nerdwallet for our mobile banking app, unlimited ATM fee rebates, interest earning potential, and
cash back offering
Receive a free ATM card with your savings account, allowing you to access your money quickly and easily
The national average savings account earns 0.06% APY2
Most big banks do not offer these award-winning features
Other banks charge a fee and have
limitations for external transfers
Other Banks
Most banks do not offer an ATM card with their savings account
Most banks do not offer an ATM card with
their savings account
Why switch to LendingClub?
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed — $250,000 per depositor for each ownership category.
Interest-Earning
Interest-Earning
Earn 10X the national average with 0.60% APY with a balance of $2,500 or more and 0.05% APY with a balance of $0.01–$2,499.99.1, 2
Free ATM Card
Access your money with a free ATM card.
Earn 10X the national average with 0.60% APY with a balance of $2,500 or more and 0.05% APY with a balance of $0.01–$2,499.99.1, 2
Our US-based Customer Service is available by your channel of choice: chat, phone or email.
Customer Support
Free ATM Card
Access your money with a free ATM card.
Customer Support
Our US-based Customer Service is available by your channel of choice: chat, phone or email.
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed — $250,000 per depositor for each ownership category.
Mobile check deposit
Grow your savings balance
Finance tools made for you
Manage your finances with our personal financial tools
24/7 Access
Have access to your account virtually anytime, anywhere
Available for iOS and AndroidTM
Start saving anytime, anywhere
A full-service bank at your fingertips3
Start saving anytime, anywhere
A full-service bank at your fingertips3
Available for iOS and AndroidTM
Radius is now a part of LendingClub. All banking products provided by LendingClub Bank, N.A.
Copyright © 2021 LendingClub Bank, N.A. All Rights Reserved. Member FDIC. Equal Housing Lender.
Accounts subject to approval. $100 minimum opening deposit required. High-Yield Savings is a savings account with no monthly maintenance fee and no minimum balance requirement. FDIC insured up to applicable limits. See account terms & conditions for additional details. 1] Annual Percentage Yield (APY) accurate as of 12/16/2021. Rate tiers are as follows: 0.05% applies to balances of $0.01-$9.99; 0.05% applies to the entire balance on balances of $10.00-$2,499.99; 0.60% applies to the entire balance on balances of $2,500-$24,999.99 and 0.60% applies to the entire balance on balances of $25,000 or more. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Rates are variable and subject to change, without notice, at any time after account is opened. Rates will be determined at the sole discretion of the bank. Fees may reduce earnings. 2] National average source: FDIC as of 12/16/2021, 0.06 X 10 = 0.60. 3] Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.
“LendingClub” and the “LC” are trademarks of LendingClub Bank, a wholly-owned subsidiary of LendingClub Corporation.
0.60
APY1
EARN UNLIMITED
with High-Yield Savings
Mobile check deposit
Grow your savings balance
Finance tools made for you
Manage your finances with our personal financial tools
24/7 Access
Have access to your account virtually anytime, anywhere
%
For balances of $2,500 or more.